I am currently on a seasonal lay-off from my employer collecting unemployment. Will not return to work for at least a month. I have a 2000 GMC Sierra Z-71 4 door pick-up truck w/ 70,000 miles. Both myself & my wife are listed as owners so we’d be refinancing together.Can we refi the auto with me on lay-off? Thank you

There are many factors that will help the auto financing decision beyond just your employment status.