Customer Questions
Do you have a question about Auto Financing? Ask our Auto Financing Expert. Make sure your question is general and does not include personal information. The best questions will be posted on our website. If you have a non-financing question, please try Car Faqs.
Customer Auto Financing Q & A
- Arethere any loan companies that will refinance a 8 year old truck w/ 100,000 miles for a person with a discharged bankruptcy?
- can i buy a car from a private party with this type of financing?
- cAN i USE MY sOCIAL sECURITY ALSO FOR INCOME AND ALSO USE MY HUSBANDS INCOME? wE ARE LOOKING FOR ABOUT $1600.00 TO borrow FOR A USED 1991 Ford Escort at Zane's in Osceola, Indiana
- cani finance a car without a job but with a income
- Currently on a laon plan where I am the co-signer for my brother for 6mn but the loan company only has my name on the contract. When refinancing and you are speaking to the dealer will you recognize that my brother was on this plan w/the dealer even though the loan company only shows my name?
- do you finance motorcycles?
- Do you guys finance upside down loans. I own more on the car than it is worth but I want to trade it in for a new car can you guys help.
- Do you loan $$$ for new motorcycles?If so what are your % rates and length of terms?
- DOES AMERICREDIT REFINANCE A LOAN THAT A CUSTOMER ALREADY HAS
- Good day,
If using your service, am I allowed to choose the dealer for my automobile or do you only use specific dealerships?-Jennie
- Hi my name is Giovanni, my question is I have a loan with toyota financial but my car has 124,000 miles can I refinance with you or any partner you guys worked with my fico score is 680 average with all 3 bureaus
- hi,i have 2004 dodge,dakota in very good condition with a 5300milles.what chances the i have if it’s trade for another car.still own 16500.regardsj.e.
- how can i look at your new or used cars?
- how do I get lein release letter since my vehicle is paid off?
- how far behind does a car loan have to be to be repossed in alabama
- How to obtain my auto finacning balance via Chase auto finance web site?
- I already have a vehicle and looking to trade it in. My vehicle is worth 6,000 and i owe 13,000 left on it. I know I'm going to have neg equity. Can i still get approved
- I am current 4 months behind on my loan and facing repossession can you help
- I am interested in purchasing a 2006 Pacifica Touring within the next couple of months the asking price is $8995 total w/tax and tags (transfer) is $9641.70 I currently have a $200 hold on the vehicle but plan to put down an additional $2800. My credit score is about 570 and I am on a fixed income…Social Security, can you get me approved for this vehicle.
- I am interested in refinancing my current auto loan. I am in need of lowering my monthly payment as much as possible. Can you tell me how long you can extend loans out for on a 2007 HHR??
- I am leasing from Mercedes Benz Financial. One payoff is approximately $88,000 and the other approximately $34,000. Because of health issues in my family my credit score is decreasing. Is it possible to refinance out of my lease in the state of Alabama?
- I am looking to refinance my auto loan, but I am upside down on the loan to value. The car is a 2006 and I purchased it in 2005. I have paid on it for 3 yrs. Currently I am about $9,000.00 upside down. It is a high end vehicle. Do I have finance options?
- i am one month behind on my chase auto loan can they repo it
- I am self employed and have a credit score of 560. I have a truck that has 114,000 miles on it and is paid off completely. I have been turned down for financing from other institutions in that my after tax net taxable income reflected on my tax returns is too low to meet ratio requirements. I do have 12 months worth of personal bank statements that show my deposits to be approx. $10,000 a month. I am looking to attain a loan of approx. $8,000 and the blue book value of my car is approx. $10,000. I also have 1099's from 2007 showing $110,000 in income. Can your company help me with this request?
- I currently have a 2006 Nissan Pathfinder / the veh was repo. on Sunday- I payed my past due amt. & the veh has been returned to me. I would like to re-finance the veh. and have lower veh. pymts. what are my options?
- I CURRENTLY HAVE A CAR LOAN WITH CHASE, HOW CAN I GET THE TOTAL DUE AND DETAILS ON MY ACCOUNT
- I currently lease a car (2yrs to go) and the payment is really high. Can I get a loan to purchase the car now? I used to have excellent credit but it is now BAD! I was a Realtor,enough said! I own not rent and my husband and I have jobs making pretty good money. We are not behind in the payments, YET!
- I had a repossession a few months ago, have secured improved employment with stability and increased income. Are you able to assist me and how much would the down payment be, if able to assist?
- I have 2 cars one payoff is $8300 the other 12,000/ I need to refinace both cars , but I have four cars loans other 2 are for our kids, but my credit has gonesouth. I need to lower my payments
- I have a 2002 Lexus RX300 I currently owe appx $9500.00 I need take $4500.00 cash out out make is that possible.
- I have a 2003 ford expedition from another loan company called auto loan finders, and I want to purchase a 2nd vehicle and combine the 2 payments into 1. Is that possible. If it is, how can I do that?
- I have a 2006 chevrolet truck I would like to trade in for the same make and model but get a 4WD. Is there a way I can get this accomplished without a large down payment?…thanks…..sid
- i have a 2006 dodge stratus that i still owe little over 12k on. Loan is still new, just a few months. Can i refinance?
- I have a 2006 hummer h3 that i am 10,000.00 un side down in and would like to speak to someone about refiancing if i could
- i have a car note of 635 a month i got laided off. will i be able to get a different car for smaller car notes
- i have a car now but my payments are too high for me too pay is this gonna affect any thing if they take it
- I have a car that may get reposesed and would like to save face and either give the car up or try to refinance if possible, which of the two options would you suggest? Would I be able to get another car right away if I suffered a reposession? My credit score is pretty low because I was out of work for some time. Can you help?
- I have a car that my ex husband is finacing and I need to get it financd in my name in 90 days my credit is not great is this something that you do?
- I have a loan w/ my cousin and want it in mine only for my truck. The milage is over 103,000, 2003 F150. Can you help?
- i have a vehicle that i still owe more than whats its worth now,can i still refinace this vehicle
- i have an 8.7 percent rate. i paid 1/2 of my car loan. i need a 84 month car loan, the balance of my loan is 31000.00 can you help me find a loan? my credit is a-1. please contact me a.s.a.p.
- I have an SUV that I’m 4 months behind on. I was out of work for a while and homeless because of being downsized. I virtually was living in the SUV. I want to get rid of it because I can't afford it anymore due to the high gas cost as well as the payments and the bad memories and situation i was in. I recently acquired a position but still have the SUV. What can I do. I need something affordable. I'm at least 1200.00 behind and my payout is about 5,000. What can I do?
- I have excellent credit when it comes to paying my mortgage and car's… but at this time, i had to let go 3 of my credit cards… im in the process of working to settle them. I would like to trade in my car for an suv, to fit the family, can that be possible at this time?
- I have my car paid off, I would like to refinance it.
My credit score is in the mid 500's due to a medical
problem. I am back to work now and need cash to pay off
bills.
My car is a 2001 Lincoln Navagator, need a $5,000.00 loan.
Can you help with this?
Andy - i have my truck fianaced through gmac how do you find out the balance of the loan
- I have some credit cards that I want to pay off to help improve my credit score and do not want to get a home equity loan but read somewhere where I could possibly refinance my car to get the extra cash to pay those off. Is that true?I am currently with Ford Credit and have never missed a payment. I have a 2004 Ford Mustang with 57K miles.
- I interest in lease a chrysler 300 new car, but my credit is only a 560, what is the credit a need to lease a 300
- I like a credit for purches a car
- i need help im about 4 moths late on my car note .the payments r too high i need my car to go to work ..can u lease help
- I need to refinance my car loan. I have declared bankruptcy in the last seven years, have paid it off, but no one will refinance us. Our current interest rate is 15.6%. Can you help?
- i need to trade my 06 dodge caravan it has about 6000 miles i owe 13,200 can some one please help me my credit score is under 500 thank u
- I owe $375.00 on my loan for my car. I have had alot of trouble with my payments I just had a baby and I developed an infection and almost died. I'm still not working. I was wondering since I have paid so many late fees and have had work done to my car just before I had my baby if that fee could be waived as a courtesy? That sure would be appreciated.
- I PURCHASED A 2008 HONDA ODYSSEY WITH MY FRIEND IT IS IN BOTH OF OUR NAMES WE HAVE SPLIT UP HOW DO WE SPLIT THIS CONTRACT TO ONE OF OUR NAMES
- I want to buy a car from Enterprise Car Rental. A used car. Credit is bad due to husband loosing a job (he is now working a low paying job to make ends meet and looking. I work two jobs and make around fifty ..one job I have had for five years (make around 45) We own our house outright (it is in my name) We are going to call the enterprise number for financing today but I would consider applying through you if it were possilbe to use the loan for a vehicle purchased through the Enterprise site. I want to spend no more than ten thousand.
- I want to lower down my APR and monthly payment since I got this at a very high APR since I haven't build any credit yet. Now my score is in 650+. I want to take advantage to lower it down into 6.5% APR or lower which ever is lower. Am I qualified for this?
- I want to purchase a vehicle owned by another person. He has the vehicle currently financed with Ford Credit. I have been pre-approved by Ford Credit. My question is; will Ford Credit switch the vehicle from him to me and let us finance with Ford Credit.
- I would like to know the pay off on my truck?
- I would like to refinance my 2002 Intrepid but I have around 120,000 miles on it. Is it possible to get auto financiang with high mileage?
- I'M CURRENTLY IN 2002 VEHICLE I OWE 4,600 ON IT AT THE PRESENT TIME BUT I AM IN NEED DESPRETLY OF ANOTHER CAR RELIABLE. MY CREDIT I DON'T KNOW WHERE IT'S AT RIGHT NOW. BECAUSE I'M CURRENTLY IN A PROGRAM FOR 6MNTHS TRYING TO REPAIR IT BUT THE CAR WILL NOT MAKE IT UNTIL IM DONE.CAN YOU HELP ME? I'VE APPLIED THERE BEFORE.AND WAS TURNED DOWN.
- I’m a independent contractor that services all Dennys restaurant from Maine to Alabama I'm in need of a enclosed cargo trailer I have talked to a dealer asking price is approx. $17,000 are you able to finance such vehicle. thank you for your responce.
- my boyfriend and I bought a new titan truck
the payments are $730.00 a month. Now he decided
that he wants out of the relationship. my name is
on the contract first, can I get this loan refinanced
and take my name off. - My boyfriend is behind on his truck payments about 4 months or so. needs it for work. can he refinace it before it gets repoed? he put 10 thousand down on it when he first got the truck. please help
- my car has been repossesed but has not yet been sold and I am 2 moths past due. I ask the bank if they could refinance but the answer was negative what do I do now?
- My chapter 13 bankruptcy discharged 2 months ago and I was behind on making my vehicle payments, vehcile was repro on 4-23-08. Can I get a loan.
- My dad helped me get a car. I was suppost to get the car in my name after a year. Unfortunely I lost my job a couple of months ago. I still have a nice amount of monthly income. Can I get refinanced without a job but have income? Or would it be best to refinance with my father until I find another job?
- My husband and I our into our 2nd year of 3 years of bankruptcy. We have gotten an approval letter from the Chapter 13 Trustee allowing us to borrow $15,035.00 for a vehicle. Do you finance during bankruptcy?
- need help to lower my truck payment but i have bad credit
- Never missed a payment and wants to lower it
- towhomconcerns;
Icurrently am financed with GMAC auto financing. I need to try to get my vehicle at cheaper payment and better interst rate
thankyou,
kevin
two months ago my credit was 585.
also I AM DISABLED. - wants to refinance a 2005 car loan from toyota financial services to your company
- We have a 2004 Winnebago Motorhome financed thru Bank oif West. Payments are over 444.00 per month. We hear about refinancing -now is a good time. Is this correct? Would like to reduce paymenbt and years of payment if possible.
- what is present rate for 15,000.00 auto loan with 740 credit rating
- What is the highest interest rate allowed by law?
- What is the interest on auto fianancing?
- what will my rate be? 675 credit score, no late pays since March 2004.
- when i pay my car loan with my credit card over the phone there is a $15.00 prossesing free. thats way too much. Is there any way to pay for my loan online?
- Where are you located?Where is the money coming from? Are you a dealership that arranges financing? thanks
- where do I make an online Pymt with National Auto Finance?
- Who do I contact to pay off a loan?