I currently lease a car (2yrs to go) and the payment is really high. Can I get a loan to purchase the car now? I used to have excellent credit but it is now BAD! I was a Realtor,enough said! I own not rent and my husband and I have jobs making pretty good money. We are not behind in the payments, YET!

Typically you get a Lease Buyout Loan at the end of your lease. This will allow you to convert from a lease to owning the car. If that isn’t possible, based on the timing of your lease, you can also look into getting out of your lease early.