i have a car now but my payments are too high for me too pay is this gonna affect any thing if they take it

If your car gets repossessed, it will definately affect your credit score and make it harder for you to get a loan in the future. I would suggest that you try to refinance the car to get lower payments. We have a partner that can give you up to 4 refinance offers. You can get more information and apply right here.