I have an SUV that I’m 4 months behind on. I was out of work for a while and homeless because of being downsized. I virtually was living in the SUV. I want to get rid of it because I can't afford it anymore due to the high gas cost as well as the payments and the bad memories and situation i was in. I recently acquired a position but still have the SUV. What can I do. I need something affordable. I'm at least 1200.00 behind and my payout is about 5,000. What can I do?

I would recommend trading it in or selling it to someone else, and then using the money to pay off what you owe. If it isn’t enough money to pay off what is still owed, talk to the lender about your situation. Some can be understanding and willing to work with you.