There will be times when you just won’t find anyone to give you a traditional loan. It could be that the car you are looking for is over 10 years old, or it’s got really high mileage. What you need to be looking for is a Personal Loan. When you get a personal loan, they don’t necessarily look at the vehicle as something they’ll get if you stop paying the loan. This isn’t for everyone though. If you have bad credit, chances are you won’t qualify for this. If that’s the case, your best bet is to apply for Bad Credit Auto Financing. A lender/dealer that specializes in these types of loans will work with you to find a car that fits your needs, at a price you can afford. If your credit is fine, you can apply for a personal loan.