If you plan to finance your next car purchase you are not alone: more than 90 percent of all new car buyers need some sort of financing to buy their new vehicle.
If you are planning to buy a new car and finance it there are a few things you will need to do to make the experience less painful and more satisfying in the long run.
First Decide on the Car You Want
First things first. If you need a car try to determine exactly which one you want. Be a savvy consumer and investigate the different models and brands on the market. Look for the qualities you want, like interior space, cargo room, price and mileage. You should also consider the service record of the model you are considering: have previous buyers been happy with their new vehicle or have there been a number of service issues? Consider everything carefully before deciding on which model you want, but make certain you narrow down your choice before you ever set foot on a dealership lot.
How Much Can You Afford
You should start looking at financing options. How much car can you afford and what sort of financing can you get for it? These are questions you need to ask yourself and find answers before the real shopping begins. If you let the dealership make all these decisions for you, you might end up with a vehicle you would rather not have. A new car purchase is a big decision and one you have to live with for several years. Do your homework and don