If you are in a lease that you would like to get out of (either because payments are too high, or it’s time for a different car), chances are, you are going to have to pay the remaining balance on the lease. You can apply for a Lease Buyout Loan if it is near the end of your lease, or you can use a service like those found at swapalease.com. You can post the information about your car, and the price you are looking for (either your payment, a little less, or a little more).